Upload a balance sheet, profit & loss or cash flow statement and get a clear, plain-English review of your business - health score, second opinion, CPA questions, action plan and a 12-month outlook.
Accountants produce financial statements for compliance and tax: balance sheets, profit & loss statements, cash flow statements, audited annual reports. They are accurate and thorough, and almost none of them are written for the business owner who has to make decisions from them. Tweaxly's Financial Review reads those statements and explains them in plain English.
You upload the report you received from your accountant - PDF, Excel or CSV, including scanned PDFs, which Tweaxly reads with AI vision. Within 30-90 seconds the system extracts the key numbers (revenue, expenses, gross and net profit, assets, liabilities, equity and cash) and produces a structured review with a 0-100 business health score and a short executive summary of what happened, what improved, and what weakened.
The review goes beyond a summary. An AI second opinion flags items that may deserve a closer look - unusual changes, new categories, large one-time items - framed as discussion points for your accountant, never as corrections or tax advice. It generates 5-15 personalized questions to ask your CPA, a prioritized action plan with a 90-day breakdown, and a 12-month outlook for revenue, profitability and cash flow with stated assumptions and confidence levels.
Upload more than one year and Business Evolution turns the reports into a story: revenue CAGR, margin and cash trends, an executive timeline of business phases, a Business DNA profile scored across growth, financial discipline, cash management, efficiency, risk, stability and scalability, and a multi-year forecast that is more reliable than any single year. The result is that an owner with no accounting background can answer the questions that matter: Is my business healthy? What are my biggest risks? What should I ask my accountant? What should I do next?
Reads your uploaded financial statements and produces an overall business health score from 0-100 with a clear status (Excellent, Healthy, Needs Attention, High Risk) and a plain-English executive summary of what happened, what improved, and what weakened.
Why it matters: Most owners can't tell from a balance sheet whether the business is actually healthy. A single score plus an explanation turns a 13-page report into an answer you can act on.
Flags items that may deserve a closer look - unusual changes, new expense categories, large one-time items, classification questions - each with an observation, why it matters, and a discussion point for your accountant. It never claims your accountant is wrong and never gives tax advice.
Why it matters: An independent read surfaces the things worth a conversation before your next CPA meeting, without second-guessing your accountant's work.
Generates 5-15 personalized questions based entirely on your uploaded numbers, so you walk into your accountant meeting prepared.
Why it matters: Owners often don't know what to ask. Specific, data-grounded questions turn a status update into a strategy conversation.
Translates the analysis into 3-10 prioritized recommendations (with priority and time horizon), a 90-day action plan, and a plain-English 12-month outlook for revenue, profitability and cash flow with stated assumptions and confidence levels.
Why it matters: A review is only useful if it tells you what to do next. The action plan and outlook turn findings into a concrete plan.
Upload two or more years and Tweaxly analyzes how the business has changed over time - revenue CAGR, margin trends, cash and debt trends - then writes a plain-English business story, an executive timeline of phases, a Business DNA profile, and a multi-year forecast.
Why it matters: Single-year reports miss the trajectory. Multi-year analysis shows whether the business is improving or quietly deteriorating, and what is likely next.
An owner uploads a 13-page audited annual report and, in under two minutes, gets an 82/100 'Healthy' score, a plain-English summary, and three things to raise with their accountant - without reading the report line by line.
Before a CPA meeting, the review generates questions grounded in the actual numbers: why payroll grew faster than revenue, which expense drove the margin change, and whether the cash reserve is appropriate for the liabilities.
After uploading 2023 and 2024 reports, Business Evolution shows revenue up 21% but net margin down from 16% to 12%, flags rising payroll as the largest change, and outlines what to protect and what to fix.
Tweaxly turns your real financial activity into business signals, forecasts, and advice - in real time, using AI.