Tweaxly Platform · Features

AI-Powered Business Intelligence
for Small Business Owners.

Understand revenue, expenses, profitability, forecasting and business trends - without manually analysing spreadsheets. Tweaxly turns your real financial activity into business signals, forecasts and AI consultation in real time.

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No credit card required
5-minute setup
Your data stays yours
Multi-currency, audit-logged

Revenue

$58,420

↑ +12% vs last month

Expenses

$31,840

↓ −3% vs last month

Net Profit

$26,580

↑ +38% vs last month

Cash Runway

6.2 mo

↑ +0.4 vs last month

Decision Anchor

Your business is profitable and trending up. The main thing to watch is vendor concentration on Stripe Atlas - a single line is now 14.2% of expenses.

Cash buffer healthy

Margin recovering after April compression

One vendor line worth reviewing

Financial Visibility

Financial Visibility for Small Business Owners

See revenue, expenses, profit and the changes that actually matter - in one executive-style dashboard built for owners who don't read accounting reports for a living.

Revenue

$58,420

↑ +12% vs last month

Expenses

$31,840

↓ −3% vs last month

Net Profit

$26,580

↑ +38% vs last month

Cash Runway

6.2 mo

↑ +0.4 vs last month

Decision Anchor

Your business is profitable and trending up. The main thing to watch is vendor concentration on Stripe Atlas - a single line is now 14.2% of expenses.

Cash buffer healthy

Margin recovering after April compression

One vendor line worth reviewing

Learn more about Financial Visibility →

Quick Overview Dashboard

What it does ·: Surfaces revenue, expenses, profit, cash movement and key changes since last period on a single screen.
Why it matters ·: Owners lose hours every week assembling the same view in spreadsheets. Tweaxly assembles it automatically from your transactions.
Example ·: A founder opens Tweaxly on Monday morning and sees revenue is up 8.4% week-on-week while expenses jumped 22% - all without touching a spreadsheet.

Revenue Reports

What it does ·: Tracks revenue trends, growth, drops, recurring patterns and period-over-period change by category, customer or source.
Why it matters ·: Revenue concentration and slow declines are easy to miss month-to-month. A purpose-built report makes both impossible to ignore.
Example ·: Tweaxly flags that 38% of last month's revenue came from a single customer whose contract ends in 60 days - so the owner can act before it becomes a cash problem.

Expense Reports & Tracking

What it does ·: Breaks expenses down by category, supplier and period, and highlights unusual increases against the baseline.
Why it matters ·: Most owners can name their top 3 customers but not their top 3 cost drivers. Tweaxly closes that gap.
Example ·: Software costs rose from $1,820/mo to $2,310/mo (+27%) over the last quarter as small SaaS subscriptions stacked up - flagged for review.

Profitability View

What it does ·: Shows how revenue and expenses combine into the bottom line, with margin trends and what's driving the change.
Why it matters ·: Healthy revenue can hide a deteriorating margin. The profitability view tells you which one you're actually running.
Example ·: Gross margin fell from 62% to 54% over three months. Tweaxly traces it to a new supplier contract signed in March - the owner can renegotiate or switch.

›Does Tweaxly calculate gross or net profitability?

Both. The Quick Overview shows net profit (revenue minus all expenses) by default; reports let you isolate gross margin once you tag cost-of-goods categories.

›How is 'period' defined - calendar or fiscal?

Calendar by default. You can switch to your business's fiscal calendar in Business Settings, and every report respects that choice.

Period Comparison

What it does ·: Compares the current period against last month, last quarter, last year or any custom window, with deltas and direction at a glance.
Why it matters ·: A number on its own is meaningless. The same number against a comparable period is a decision.
Example ·: Q2 revenue is $148K - up 12% versus Q1 ($132K) but down 4% versus Q2 last year ($154K). Two different stories, one screen.

Financial Review

AI Financial Review of Your Accountant's Reports

Upload the financial statements your accountant prepares - balance sheet, profit & loss, cash flow - and get a plain-English review of your business: a health score, a second opinion, the questions to ask your CPA, and a clear plan for what to do next.

Learn more about Financial Review →

Business Health Score

What it does ·: Reads your uploaded financial statements and produces an overall business health score from 0-100 with a clear status (Excellent, Healthy, Needs Attention, High Risk) and a plain-English executive summary of what happened, what improved, and what weakened.
Why it matters ·: Most owners can't tell from a balance sheet whether the business is actually healthy. A single score plus an explanation turns a 13-page report into an answer you can act on.
Example ·: A music-production company uploads its 2024 audited statements and gets an 82/100 'Healthy' score: profitable in its first full year, but with 71,232 of 132,184 in total assets parked in short-term securities and only 1,552 left in cash.

AI Second Opinion

What it does ·: Flags items that may deserve a closer look - unusual changes, new expense categories, large one-time items, classification questions - each with an observation, why it matters, and a discussion point for your accountant. It never claims your accountant is wrong and never gives tax advice.
Why it matters ·: An independent read surfaces the things worth a conversation before your next CPA meeting, without second-guessing your accountant's work.
Example ·: The review notes payroll rose 32% while revenue rose 8% and suggests asking the CPA whether that is one-off hiring or a structural change to monitor next year.

Questions to Ask Your CPA

What it does ·: Generates 5-15 personalized questions based entirely on your uploaded numbers, so you walk into your accountant meeting prepared.
Why it matters ·: Owners often don't know what to ask. Specific, data-grounded questions turn a status update into a strategy conversation.
Example ·: After an annual report upload, the review produces questions like 'Which expense category had the largest impact on profitability?' and 'Is our cash reserve level appropriate for our liabilities?'

Action Plan & 12-Month Outlook

What it does ·: Translates the analysis into 3-10 prioritized recommendations (with priority and time horizon), a 90-day action plan, and a plain-English 12-month outlook for revenue, profitability and cash flow with stated assumptions and confidence levels.
Why it matters ·: A review is only useful if it tells you what to do next. The action plan and outlook turn findings into a concrete plan.
Example ·: The review recommends moving idle cash out of low-yield instruments within 30 days and rebuilding an operating buffer, then projects steady revenue with medium confidence for the year ahead.

Business Evolution (Multi-Year)

What it does ·: Upload two or more years and Tweaxly analyzes how the business has changed over time - revenue CAGR, margin trends, cash and debt trends - then writes a plain-English business story, an executive timeline of phases, a Business DNA profile, and a multi-year forecast.
Why it matters ·: Single-year reports miss the trajectory. Multi-year analysis shows whether the business is improving or quietly deteriorating, and what is likely next.
Example ·: Across 2021-2025 the review shows revenue up 68% while net margin fell from 18% to 11%, labels 2025 a 'Margin Pressure' phase, and scores cash management 8/10 but operational efficiency 5/10.

AI Business Intelligence

AI Business Intelligence for Small Businesses

Tweaxly watches your numbers continuously and pushes the changes a finance team would flag - vendor spikes, margin erosion, customer concentration, cash position shifts - tagged by severity and explained in plain English.

SignalsAI advisor

updated 3m ago

Critical·Cash flow·Escalating

Cash Risk

↓$42,180

Next month is forecast negative.

Critical·Vendor·New

Vendor Spike

↑+38%

Stripe Atlas cost rose sharply.

Watch·Payroll

Payroll Pressure

71%

Heavy for your current run-rate.

Watch·Marketing

Marketing Pressure

↑29%

Above the 25% revenue guardrail.

Growth·Growth

Growth Headroom

40.9%

Margin supports scaling marketing.

FYI·Revenue

Net Margin

23.4%

This month's profitability snapshot.

Learn more about AI Business Intelligence →

AI Business Signals

What it does ·: Generates push-style insights automatically when something material shifts in revenue, expenses, vendors, customers or cash position.
Why it matters ·: Owners don't have time to query their data daily. Signals reverse the model: the data reports itself when something changes.
Example ·: Tweaxly detects a 17% increase in operational expenses over the trailing 30 days - flagged before it shows up in next month's P&L.

›How often does Tweaxly check for signals?

Continuously. Every time you upload new transactions or one of your connected sources changes, Tweaxly re-evaluates the signal set.

›Can I tune what's considered 'unusual'?

Yes - sensitivity is configurable per category, and you can mute signals that aren't relevant for your business (eg seasonal swings you already know about).

AI Insights & Trend Detection

What it does ·: Detects patterns across rolling windows - month-over-month, quarter-over-quarter, year-over-year - and explains the trend in operational language.
Why it matters ·: Single-period spikes are noise; recurring patterns are decisions. Tweaxly separates the two.
Example ·: Marketing spend has grown 9% per quarter for four quarters straight while attributable revenue grew 3% - efficiency is decaying, even if the absolute numbers still look healthy.

Profitability Warnings

What it does ·: Surfaces margin erosion, cost-base creep and revenue-mix shifts that quietly drag profit down.
Why it matters ·: Profitability rarely collapses overnight - it gets thinned by a series of small changes. Tweaxly catches them while they're still small.
Example ·: Net margin dropped from 18% to 12% over six months. Tweaxly attributes 60% of the drop to a single supplier whose pricing rose twice unannounced.

Signal Severity

What it does ·: Tags every signal Low, Medium, Medium-High, High or Critical so you always know what to act on first.
Why it matters ·: An undifferentiated alert stream is worse than no alerts - it teaches owners to ignore them. Severity solves the prioritisation problem.
Example ·: Cash runway dropped under 90 days = Critical (open immediately). A 4% expense uptick on coffee subscriptions = Low (read at the end of the week).

Action-Oriented Insights

What it does ·: Every signal explains what changed, why it matters and what you can do about it - not just a number on a chart.
Why it matters ·: Insights without next steps are trivia. Tweaxly always pairs the 'what' with a 'so what' and a 'now what'.
Example ·: "Vendor X invoiced 28% more this month. Reason: pricing change effective Mar 1. Action: review contract clause 4.2 or switch to alternative vendor (3 options ranked by cost)."

Business Profile & DNA

Your Business DNA, Permanent Context for the AI

A short profile of your business - industry, specific category, model, customers, stage, goals, KPIs - that Tweaxly captures once and reuses across every AI surface so the advisor, signals and forecasts reason about you, not a generic SMB.

Learn more about Business Profile →

About Your Business

What it does ·: AI generates a 80-200 word "About Your Business" paragraph from your profile + live financial snapshot - editable, regeneratable, used as permanent context across the platform.
Why it matters ·: Without a profile, the advisor treats every workspace the same. With one, every answer leans into your actual stage, customers and challenges from the first sentence.
Example ·: After a 2-minute onboarding wizard, Tweaxly identifies the workspace as "a growing boutique guitar shop primarily serving consumers, currently focused on growth, with inventory turnover called out as the active challenge."

Specific Business Category

What it does ·: A typeahead pin of what kind of business this is - "Recording Studio", "Jewelry Store", "Dental Clinic" - far narrower than the high-level industry tag.
Why it matters ·: The advisor speaks in your vocabulary. Asking the same generic question on a Recording Studio vs a Dental Clinic should produce categorically different answers - and now it does.
Example ·: On a Recording Studio profile, asking "should I raise prices?" returns guidance framed around session rates, rehearsal vs recording, and how local studios benchmark - not generic small-business pricing advice.

Smart Evolution - Patterns Tweaxly Noticed

What it does ·: Eight deterministic detectors plus an AI polish pass scan your trailing data for seasonality, growth trajectory, cash-flow concern, marketing intensity, payroll heaviness, vendor concentration and category concentration - and write the observations back to your profile.
Why it matters ·: The owner's stated profile is one half of the truth; the other half is what the data shows. Smart Evolution captures both and feeds them to the advisor together.
Example ·: Patterns include: "Highly seasonal - Nov/Dec consistently run ~50%+ above the average month", "Marketing-heavy - paid acquisition runs at ~18% of revenue", "Vendor concentration - Fender Distribution accounts for ~42% of tracked spend."

›Do I have to do anything to get the patterns?

No. The first time you open Settings → Business Profile after completing the wizard, Tweaxly runs the detectors automatically and populates the panel. You can refresh anytime; the panel keeps the last-refreshed timestamp.

AI Context Preferences

What it does ·: Owner-set biases the advisor honours on every answer - "Prefer conservative forecasting", "Focus on growth opportunities", "Flag downside risks early" - plus a free-text "anything else for the AI to know" box.
Why it matters ·: Two owners with the same numbers can have very different priorities. Preferences let the AI mirror the owner's posture without re-explaining it every conversation.
Example ·: A bootstrapped owner toggles "Avoid aggressive expansion suggestions" + writes "never recommend taking on debt" - subsequent advisor answers about growth lean into retention, pricing and unit-economic improvements instead.

Onboarding Wizard

What it does ·: A short multi-step flow (industry, business category, business model, main goal, customer type, stage, biggest challenge, KPIs) with progress bar, skip-where-relevant, and a closing "Analyzing your business…" state that hands off to AI summary generation.
Why it matters ·: Profile capture has to feel like "help us understand you," not a configuration form. The wizard takes ~2 minutes and ships the user straight into a dashboard that's already personalised.
Example ·: New signups complete the wizard before they see the dashboard - by the time they land, the AI advisor already knows their stage, model and main focus.

Forecasting & Scenarios

AI Cash Flow Forecasting & Scenario Planning

Forward-looking forecasts grounded in your real history, with a scenario builder that lets you stress-test decisions - hires, contracts, marketing spend - against baseline before you commit.

Forecast·12-month outlook

Projected Net Profit

ActualForecast+ Hire 2 engineers

Baseline ends at $58.4K · Scenario adds +$23.1K

Learn more about Forecasting →

Cash Flow Forecasting

What it does ·: Generates a forward-looking cash position from real historical activity - inflows, outflows, timing patterns and recurring obligations.
Why it matters ·: Profit and cash are not the same thing. Cash forecasting tells you when you'll run out of money, even if you're profitable on paper.
Example ·: Tweaxly projects a $34K cash gap in Week 9 driven by a quarterly tax payment plus a slow-paying customer - 6 weeks of runway to plan around it.

›How does AI forecasting work in Tweaxly?

Tweaxly analyses your transaction history - revenue patterns, recurring expenses, seasonality, payment timing - and projects each component forward. The model surfaces both the projection and the confidence band, so you can see how much of the future is signal vs. assumption.

›What's the minimum history needed for a useful forecast?

90 days minimum, 6-12 months recommended. Less history = wider confidence band; Tweaxly will tell you how reliable the forecast is rather than presenting a false-precision number.

›Does the forecast update automatically?

Yes - every time you import new transactions or correct a category, the forecast is re-run so it always reflects the latest reality.

Revenue Predictions

What it does ·: Projects revenue forward by category, source or customer, accounting for recurring patterns and known seasonality.
Why it matters ·: Capacity, hiring and inventory decisions all hinge on a revenue view that goes beyond last month's number.
Example ·: Forecast shows recurring revenue holding flat at $42K/mo but one-off project revenue dropping from $18K/mo to $7K/mo - hiring plan needs adjusting.

Expense Forecasting

What it does ·: Projects expenses forward by category, supplier and frequency - including known annual or quarterly hits.
Why it matters ·: Surprise expenses are usually not surprises at all - they're just out of sight. Expense forecasting puts them in sight.
Example ·: Tweaxly flags that the domain renewals, accounting subscription and insurance premium all land in the same week - $4,200 of "unexpected" expense the owner had forgotten about.

Scenario Builder

What it does ·: Lets you model what changes if you hire, cut spend, double marketing, sign a new contract or shift revenue assumptions - side by side with baseline.
Why it matters ·: Decisions get made better when the alternative is visible. The scenario builder makes the alternative visible in 30 seconds.
Example ·: Modelling "hire 2 engineers at $9K/mo each" against baseline: cash runway drops from 14 months to 9 months unless monthly recurring revenue grows by $14K within 4 months.

Workforce Planning

What it does ·: A dedicated view of payroll cost, hiring headroom and per-employee economics - revenue per head, burn per head, fixed vs variable workforce cost - with a forecast of total payroll over the next 12 months.
Why it matters ·: Payroll is the biggest decision in most small businesses. Workforce Planning shows whether the business can absorb the next hire before the owner commits to a salary offer.
Example ·: Roster of 4 employees at $24K/mo loaded cost = 42% of revenue. Tweaxly projects affordable hires at "1 additional engineer if average monthly revenue clears $62K" based on current margin.

Historical Window Selection

What it does ·: Choose the baseline window - last quarter, 6/12/18 months or a custom window of at least 90 days - that best matches your business rhythm.
Why it matters ·: A B2B SaaS shouldn't be forecasted from a 90-day window; a seasonal retailer shouldn't be forecasted from a single quarter. The owner picks.
Example ·: A landscaping business sets the window to 12 months so winter dips don't get projected into June forecasts.

Forecast Summary

What it does ·: Every forecast ships with a plain-English summary explaining the trajectory, the assumptions and what to watch.
Why it matters ·: Charts are for analysts. Summaries are for owners. Tweaxly gives you both.
Example ·: "Cash holds above $50K through Q3 unless customer #4 churns - which would create a $12K gap by Week 22 that the current pipeline doesn't cover."

Business Consultation

AI Financial Consultation for Small Business Owners

An AI advisor that already knows your numbers. Ask questions about your own business in plain English, jump from any signal or report into a contextual conversation, and keep a history of every consultation.

Advisory·Reading your latest numbers

claude-opus-4.7

Why did profitability drop in April?

Reasoning

Revenue held flat month-over-month, but two cost lines moved together: Stripe Atlas +38% and contractor hours +21%. That's the entire margin compression.

Answer

Net margin dropped from 28.1% → 21.4% because of a vendor spike on Stripe Atlas and a one-time contractor burst. Recurring base is unchanged.

Next steps

Audit the Stripe Atlas line for one-time setup vs. recurring.
Confirm the contractor burst was project-bound and won't repeat.
If both hold, May margin recovers to 26–28% without action.

Learn more about AI Consultation →

Business-Aware AI Chat

What it does ·: Ask anything about your own financial data - revenue, expenses, customers, vendors, trends - and get an answer grounded in your real transactions, not a generic LLM response.
Why it matters ·: Generic chatbots can't see your numbers. Tweaxly's advisor can - so the answer is specific to your business, not theoretical.
Example ·: "Why did our profit drop in April?" → Tweaxly cites the three transactions that account for 72% of the drop and explains each.

›Does Tweaxly send my financial data to an external AI provider?

Queries are processed via Anthropic's Claude API with a strict no-training policy on customer data. Your raw transactions stay in your Tweaxly workspace; only the minimum needed to answer the question is included in the model context.

›Can I ask follow-up questions?

Yes - each consultation is a full multi-turn conversation. Follow-ups inherit the prior context so you don't have to re-explain.

Contextual Recommendations

What it does ·: Hit "Consult" on any signal or report and open a pre-filled conversation about that exact issue - no copy-pasting numbers, no re-explaining context.
Why it matters ·: Most consultations start with "let me give you some background". Contextual consultation skips that step.
Example ·: A High-severity vendor-cost-spike signal opens a consultation pre-loaded with the vendor, the months affected, the comparable category and three recommended actions.

Financial Questions Library

What it does ·: Suggested starter questions tuned to where you are in the app - the dashboard, a specific report or a forecast view.
Why it matters ·: Most owners don't know what to ask, not because they don't have questions but because they don't know what's askable. Tweaxly shows them.
Example ·: On the Expenses report: "Why did expenses increase?" / "Which suppliers grew the most?" / "What should I watch this month?" - three clicks, three answers.

Consultation History

What it does ·: Every conversation is saved with date, time and the context it started from - so you can come back, refine or share later.
Why it matters ·: Decisions outlive conversations. History gives you a paper trail of what you asked, what you learned and what you decided.
Example ·: Three months later the owner re-opens the April "why did profit drop" consultation to compare against the July numbers - same conversation, fresh data.

Data & Integrations

Multi-Currency Data, CSV Imports & Smart Categorization

Get your real numbers in without the setup pain. Simple CSV imports, automatic multi-currency conversion, transaction categorisation that learns from your corrections.

Learn more about Data & Currency →

Multi-Currency Intelligence

What it does ·: Detects every currency in your transactions, converts amounts into your business base currency, and clearly explains every conversion in tooltips and reports.
Why it matters ·: International businesses run their books in multiple currencies but make decisions in one. Tweaxly bridges that gap transparently.
Example ·: A consultancy invoicing in EUR and USD but operating in GBP sees a unified £ revenue total, with a tooltip showing the original €/$ breakdown and the FX rate used.

›Does Tweaxly support multiple currencies?

Yes - all major currencies are detected automatically and converted into your business base currency. Conversion uses the rate on the transaction date, and you can override it manually with an audit note if needed.

›Which exchange-rate source does Tweaxly use?

European Central Bank reference rates via the Frankfurter API, fetched per transaction date. Manual overrides are preserved across reports and tagged in the audit log.

CSV Upload

What it does ·: Upload financial transactions with a simple, documented CSV template - no API integrations or bookkeeper required.
Why it matters ·: Most SMBs already have their data in spreadsheets or exports. CSV upload is the lowest-friction way to get started in under 5 minutes.
Example ·: An owner exports 18 months of bank transactions to CSV, drops the file in, and has a working dashboard before lunch.

›Can I upload CSV files exported from my bank?

Yes. Most major banks' CSV exports are supported, and Tweaxly will guide you through mapping any non-standard column on first upload.

Smart Transaction Categorization

What it does ·: Assigns categories automatically on upload, learns from your corrections, and gets sharper over time.
Why it matters ·: Manual categorisation of every transaction is the single biggest reason owners abandon financial tools. Tweaxly absorbs the work.
Example ·: Out of 412 imported transactions, 387 are auto-categorised correctly; the owner corrects 25 and Tweaxly applies those rules to the next 1,000 transactions automatically.

Required Income / Expense Type

What it does ·: Every transaction is marked as income or expense at upload, so Tweaxly can analyse your business even before full categorisation is done.
Why it matters ·: Partial data shouldn't block analysis. Knowing direction (in vs. out) is enough to produce meaningful signals on day one.
Example ·: A new user uploads 6 months of transactions; before they categorise a single one, Tweaxly already shows net cash flow, gross revenue and gross expenses by month.

Historical Data Window

What it does ·: Stores your historical activity indefinitely and uses any window you select - 90 days minimum, multi-year supported - for analysis and forecasting.
Why it matters ·: Longer windows = more signal. Tweaxly keeps every transaction you import so forecasts and trends sharpen as you stay on the platform.
Example ·: After 18 months on Tweaxly, a seasonal business gets year-on-year comparisons that finally separate "normal December dip" from "actual problem".

Transaction Review

What it does ·: A clean review surface for correcting, re-categorising and improving transactions after upload.
Why it matters ·: Data quality is iterative. Review lets owners and accountants tighten the dataset without rebuilding it.
Example ·: The owner spots 14 transactions miscategorised as "Software" that should have been "Marketing" - one click reclassifies all 14 and updates every report.

Alerts & Monitoring

Real-Time Business Alerts & Custom Monitors

Desktop push notifications, custom monitors and a built-in Notification Center turn Tweaxly into a live business pulse. Critical changes reach you the moment they happen; quiet hours, severity routing and category toggles make sure the volume stays right.

Learn more about Alerts →

Real-Time Business Alerts (Premium)

What it does ·: Browser-based desktop push notifications wired to AI signals and your custom monitors. Critical alerts ring through the moment they fire; non-critical ones honour your quiet hours and daily limit.
Why it matters ·: Email is too slow, dashboards are too passive. A native desktop notification on the moment a cash-flow risk or vendor anomaly is detected is the difference between catching it the same day and finding out next week.
Example ·: On a Friday afternoon a forecast model flips negative for the following month. The owner gets a desktop notification within seconds: "Cash flow warning - projected balance falls below your threshold in 38 days. Open Forecast." One click lands them on the relevant view.

›Are push notifications free?

No - desktop push notifications are a Premium feature. Free workspaces can still see every alert inside the in-app Notification Center; only the browser-push delivery layer is gated.

›Do I need to install an app?

No. Tweaxly uses the Web Push standard through your browser - works on Chrome, Edge, Firefox, Brave and Safari on macOS without any install.

Custom Monitors (Premium)

What it does ·: Owner-defined rules: revenue / expense / cash thresholds, profitability bands, category-spend ceilings, vendor caps, forecast conditions. Each monitor carries its own severity, time-comparison (previous month, quarter, rolling average, custom) and notification channel.
Why it matters ·: Generic AI signals catch what the system thinks is unusual. Custom monitors catch what YOU think is unusual - the lines that, when crossed, mean someone needs to act today.
Example ·: Pre-built monitor: "Alert me if cash runway falls below 60 days." When payroll lands and runway drops to 54 days, an Important alert fires with a one-tap link to the forecast.

Notification Center

What it does ·: A bell-icon inbox in the top nav, with unread counts, severity badges, business filter, category filter, mark-as-read and clear. Every alert is preserved with a deep link back to the relevant insight, forecast, monitor or consultation.
Why it matters ·: Desktop pushes are ephemeral. The Notification Center is the durable record - so an owner who was away from their machine still sees what fired, when, and what to do about it.
Example ·: Returning from a long weekend, the owner opens the bell, filters to Critical-only across all workspaces, sees three alerts, clicks through to the deep-linked forecast, and is briefed in 90 seconds.

Notification Severity Routing

What it does ·: Three severity levels - Critical, Important, Informational - each routed differently. Critical: desktop push + in-app + optional email. Important: in-app + push when the category is on. Informational: in-app only.
Why it matters ·: An undifferentiated alert stream is worse than no alerts - it trains owners to ignore everything. Severity routing makes sure the loudest channel is reserved for the loudest signal.
Example ·: "Forecasted negative balance" routes as Critical (desktop push at 11pm). "Office-supplies category up 12%" routes as Informational (in-app, no buzz).

Quiet Hours & Daily Limit

What it does ·: Configure a daily quiet window in your local timezone; non-critical alerts delay until the window ends. A daily cap caps total deliveries so a noisy day never floods the inbox.
Why it matters ·: Real-time matters at 11am on a Tuesday and matters less at 11pm on a Sunday. The system respects the difference.
Example ·: Quiet hours 22:00-07:00 with critical-bypass on: a routine vendor-spike alert waits until 7am to deliver; a cash-flow warning rings through immediately.

Category Toggles & Sensitivity

What it does ·: Per-category opt-in (Revenue, Expense, Cash flow, Forecast, Vendor anomaly, AI recommendations, Custom monitor, Weekly summary) plus a global sensitivity dial (Conservative / Balanced / Aggressive).
Why it matters ·: Owners want different things at different stages. A founder pre-PMF wants every signal; a stable cash-cow wants only critical ones. The dials let both work.
Example ·: An e-commerce owner turns off Weekly Summary, leaves Cash Flow + Vendor Anomaly + AI Recommendations on, and sets sensitivity to Aggressive during the Q4 promo crunch.

Threshold Alerts (Free + Premium)

What it does ·: The original notification-rule engine - one threshold per workspace on the Free plan, unlimited on Pro - covering cash floor, expense ceiling, vendor spike, revenue drop.
Why it matters ·: Free users still get the headline guardrail. Premium unlocks the full real-time stack on top of it.
Example ·: Free workspace sets a single rule: "Notify me if revenue drops more than 20% month-over-month." The rule still fires through the in-app Notification Center even without desktop push.

Future Channels

What it does ·: The notification dispatcher is built around a channel abstraction so additional channels - mobile push, email digest, Slack, WhatsApp, Microsoft Teams, generic webhooks - drop in without changing the alert logic.
Why it matters ·: Owners live on different surfaces. The architecture doesn't force a re-design every time a new channel becomes interesting.
Example ·: Today: desktop push + in-app. On the roadmap: same alerts arriving in your team's Slack channel or as a webhook into your own system.

Executive Plan

Share Insights, Multi-Workspace and Team Roles

The Executive plan ($89/mo) is the team-collaboration tier. Unlimited workspaces for multi-business operators, accountants and partners; up to six members per workspace with Admin + Viewer roles; and Share Insights - secure read-only links that put any AI analysis in front of someone outside the workspace, no Tweaxly account required.

Learn more about Collaboration & Sharing →

Share Insights - Secure Read-Only Links

What it does ·: Generates a secure /share/<token> URL for any AI consultation answer, business signal, forecast explanation or yearly insight. The link snapshots the analysis at share-time, with 24h / 7d / 30d expiry, an optional password, and per-link view analytics.
Why it matters ·: Screenshots lose formatting and copy-paste loses the chart context. A secure link puts the recipient in the exact view the owner saw, without giving them workspace data they shouldn't see.
Example ·: A growing services business shares the AI advisor's answer to "can we hire safely now?" with their accountant via a 7-day password-protected link. The accountant opens the link in a browser, reads the same anchored decision the owner saw, and replies with their own perspective - never needing a Tweaxly login.

›Can the recipient edit anything?

No. The share page is strictly read-only. There's no login, no workspace access, no transaction visibility - just the snapshot of the specific analysis the sender chose to share.

›Does the snapshot update if my data changes?

No. The snapshot is frozen at share-time. If your underlying numbers change next week, the share link still shows what was true the moment you generated it. That's intentional - it makes the link reference-able without surprise mutations.

›Can I revoke a link?

Yes. Account → Shared Insights lists every link you've created. One click disables a link instantly (the page returns "This shared analysis has expired"), or you can delete it outright and remove the analytics.

Unlimited Workspaces

What it does ·: Owners on the Executive plan can create as many workspaces as they need - one per business, one per client, one per partnership. Each workspace has its own data, its own AI Credits and its own team.
Why it matters ·: Multi-business operators, accountants serving multiple SMBs, and partnership owners can't fit their life into one workspace. Unlimited workspaces removes the cap and lets the structure match the reality.
Example ·: A fractional CFO running point on four SMB clients keeps each engagement in its own workspace - separate dashboards, separate signals, separate forecasts, separate team access - while paying for a single Executive subscription rather than four Pro accounts.

Team Roles - Owner + Admin + Viewer

What it does ·: Up to six members per workspace, with three role tiers. Owner controls billing and ownership. Admin operates the workspace (uploads data, manages sources, uses the AI advisor, runs forecasts). Viewer reads everything but can't write anything.
Why it matters ·: Real teams have different responsibilities. Pro is Owner + Viewer only - one person uploads, the rest read. Executive adds Admin so an operations lead or accountant can do the day-to-day work without the Owner having to share the billing seat.
Example ·: An SMB owner promotes their operations manager to Admin so they can manage the data pipeline + handle the weekly review with the AI advisor. The bookkeeper stays as Viewer. The Owner keeps billing, can't be removed by Admin, and decides who joins.

›Can Admin remove the Owner?

Never. The Owner is protected by design - Admin can't remove, demote, replace, or delete the Owner. Only the Owner manages ownership transitions.

›Can Admin manage billing?

No. Billing, payment methods, plan changes and subscription cancellation are Owner-only. Admin manages the operational workspace; the Owner manages the commercial relationship.

250 AI Credits per Cycle + Buy More

What it does ·: Executive workspaces get 250 AI Credits at the start of every billing cycle. Run out mid-cycle? Add credit packs (30 / 50 / 100 / custom) on demand from Billing & Credits.
Why it matters ·: Teams use AI features more than solo owners. The Executive allowance is sized for collaborative use - multiple users running consultations, generating forecasts and analysing signals through the same workspace.
Example ·: On a multi-workspace Executive account, the team uses ~180 credits in the first three weeks of the cycle, then tops up with a 50-credit pack to comfortably finish month-end planning - no scrambling to upgrade tiers mid-flow.

The methodology behind every feature

Six steps from raw financial data to better business outcomes.

Track
Monitor your business live
Evaluate
Understand what changed
Analyze
Reveal hidden patterns
eXecute
Take action faster
Lead
Make confident decisions
Yield
Improve business outcomes

Frequently Asked Questions

Answers about Tweaxly, in plain English.

What the platform does, how it's different from accounting software, how forecasting works, how the AI advisor handles your data, and the questions owners ask most often before getting started.

›What is Tweaxly?

Tweaxly is an AI-powered business intelligence platform for small and medium business owners. It turns your real financial activity into business signals, financial reports, forecasts, scenario planning and an AI advisor you can ask questions of - in plain English, in real time.

›What makes Tweaxly different from accounting software?

Accounting software records what happened. Tweaxly explains what's happening, projects what's coming, and recommends what to do about it. Tweaxly sits on top of your financial data (whether from CSV uploads, bank exports or eventually direct integrations) and produces decision-grade insight - business signals, forecasts and AI consultation - that traditional bookkeeping tools don't.

›How does AI forecasting work in Tweaxly?

Tweaxly analyses your transaction history - revenue patterns, recurring expenses, payment timing, seasonality - and projects each component forward. The model surfaces both the projection and a confidence band, so you see how much of the future is signal vs. assumption. Forecasts re-run automatically whenever new data lands.

›Can Tweaxly detect unusual expenses?

Yes. Tweaxly has two layers of unusual-expense detection: threshold alerts you define explicitly (eg "notify me if any vendor exceeds $X"), and AI Business Signals that catch implicit anomalies - unusual swings against your historical baseline - even when no fixed threshold has been crossed. Both are tagged by severity.

›Does Tweaxly support multiple currencies?

Yes. Tweaxly detects every currency in your transactions, converts amounts into your business base currency for reporting, and clearly indicates conversion via tooltips. Conversion uses ECB reference rates on the transaction date; manual rate overrides are supported and recorded in the audit log.

›Can I upload CSV files to Tweaxly?

Yes. CSV upload is the primary import path during early access. A documented template makes it work with most bank exports out of the box; on first upload Tweaxly will guide you through mapping any non-standard columns.

›How long does it take to set up Tweaxly?

About 5 minutes. Create an account, set your business base currency, upload a CSV of your transactions, and the Quick Overview, signals and forecast start populating immediately. Categorisation happens automatically on first upload and you can refine it as you go.

›What's the minimum historical data needed for forecasting?

90 days minimum, 6-12 months recommended. With less than 90 days Tweaxly will still show signals and reports, but forecasting confidence bands widen. The more history you import, the sharper every projection becomes.

›Can I manage multiple businesses under one Tweaxly account?

Yes. One user can run multiple businesses under a single account and switch between them in a click - data, currency, fiscal calendar and notification preferences are kept cleanly separated per business.

›Does Tweaxly work for businesses outside the US?

Yes. Tweaxly is currency-agnostic (any business base currency, all major transaction currencies supported), date-format-aware (DD/MM/YYYY or MM/DD/YYYY), and the AI advisor responds in your interface language. There's no US-only logic.

›What kinds of business signals does Tweaxly detect?

Revenue changes (growth, drops, concentration), expense anomalies (category spikes, vendor cost increases, unusual frequency), profitability shifts (margin erosion, mix changes), cash-position alerts (runway under threshold, liquidity gaps) and customer/vendor concentration risk. Each signal is tagged Low / Medium / Medium-High / High / Critical.

›How does the AI Consultation work?

From the consultation surface you can ask any question about your own business numbers in plain English. The advisor sees your transactions, categories and the context you're in (a specific signal, report or forecast) and grounds its answer in your real data - not a generic LLM response. You can ask follow-ups, save the conversation and return later.

›Can I export reports for my accountant?

Yes. Every report can be exported as Excel, CSV or PDF, with the source transactions, the period, the categorisation and any currency conversion notes included - so an accountant has full traceability.

›Does Tweaxly integrate with my bank?

Direct bank integrations are on the roadmap; during early access the primary import path is CSV. Most bank CSV exports are supported out of the box.

›How does Tweaxly handle data security?

Tweaxly runs on encrypted infrastructure with role-based access; financial data is encrypted in transit and at rest. AI consultation queries are processed via Anthropic's Claude API with a strict no-training policy on customer data - only the minimum context needed to answer is included in the model request.

Still have questions? See the full FAQ → or contact us.

How Tweaxly compares